A large annual insurance bill shouldn't tie up the cash your business needs to run. FG Finance Limited lets you settle your premiums in regular instalments, so you stay fully covered while your working capital stays where it's most useful — in the business.
Supporting businesses across New Zealand
We fund premiums from New Zealand's leading insurers
One straightforward arrangement lets you fund a single policy or several at once, then repay them in easy monthly instalments.
When your new policy or renewal is arranged — through FG Insurance Services or any other broker — just ask to fund it with FG Finance.
We pay the full premium straight to your insurer right away, so your cover is in force from day one.
You pay us back through fixed monthly direct debits over the loan term — usually six to twelve months — keeping your budget steady and predictable.
Keep your cash free for stock, wages and growth instead of handing it over in one large payment.
Your rate is locked in for the whole term, so repayments never shift with the market.
For many businesses the interest may be deductible — your accountant can confirm what applies to you.
From a single small-business policy to large multi-policy programmes, we can fund premiums across most types of commercial insurance.
Talk to our team, or ask your insurance broker to arrange premium funding through FG Finance.
